从2016年2月15日开始最低首付款提升至5％到10％之间。 50万以下的房子最低首付仍是5％。提升的部分实在50万到100万之间的部分。
下面的表格更清楚地显示出最低首付要求所产生的影响。
Impact of New Minimum Equity Requirement
|
Purchase Price 房价 |
Minimum Equity Requirement 最低首付款比例（按金额计算） |
Minimum Down Payment (Amount) 最低首付款额度 |
Minimum Down Payment (%) 最低首付占总房价比例 |
Impact 影响 |
|
Up to and including $500,000 |
5% |
Up to $25,000 |
5% |
None |
|
$600,000 |
5% of the first $500,000 + 10% of the additional portion |
$25,000 + $10,000* = $35,000 |
5.8% |
Additional 0.8% |
|
$800,000 |
5% of the first $500,000 + 10% of the additional portion |
$25,000 + $30,000* = $55,000 |
6.9% |
Additional 1.9% |
|
$999,999 |
5% of the first $500,000 + 10% of the additional portion |
$25,000 + $50,000* = $75,000 |
7.5% |
Additional 2.5% |
* Values have been rounded up for simplicity.
